/* insurance.css - Step 2 insurance options tiers card styles */
.flb-ins-v2 {
  display: flex;
  flex-direction: column;
  gap: 16px
}

.flb-ins-radio {
  position: absolute;
  opacity: 0;
  pointer-events: none
}

/* card */
.flb-ins-card2 {
  position: relative;
  border: 1px solid var(--flb-ins-border, #e5e7eb);
  border-radius: var(--flb-radius);
  background: var(--flb-ins-bg, #fff);
  padding: 18px;
  display: block;
  cursor: pointer;
  box-shadow: var(--flb-shadow);
  transition: .15s ease;
}

.flb-ins-card2:hover {
  transform: translateY(-1px)
}

.flb-ins-card2.is-selected {
  border-color: var(--flb-ins-selected-border, #fb923c);
  background: var(--flb-ins-selected-bg, #fff7ed);
  box-shadow: var(--flb-shadow-accent);
}

/* recommended badge (your PHP outputs <span class="flb-badge">) */
.flb-ins-card2 .flb-badge {
  position: absolute;
  left: 18px;
  top: 14px;
  background: #bbf7d0;
  color: #065f46;
  border: 1px solid #86efac;
  padding: 6px 10px;
  border-radius: 999px;
  font-weight: 800;
  font-size: 11px;
  text-transform: lowercase;
}

/* check circle */
.flb-ins-check {
  position: absolute;
  right: 18px;
  top: 16px;
  width: 26px;
  height: 26px;
  border-radius: 999px;
  border: 2px solid #cbd5e1;
  background: #fff;
}

.flb-ins-card2.is-selected .flb-ins-check {
  border-color: var(--flb-ins-selected-border, #fb923c);
  background: var(--flb-ins-selected-border, #fb923c);
}

.flb-ins-card2.is-selected .flb-ins-check:after {
  content: "✓";
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
  color: #fff;
  font-weight: 900;
  font-size: 14px;
}

/* content grid */
.flb-ins2-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 16px;
  align-items: start;
  margin-top: 18px;
}

.flb-ins2-title {
  font-size: 22px;
  font-weight: 900;
  letter-spacing: -.02em;
  color: var(--flb-text);
  line-height: var(--flb-lh-tight);
}

.flb-ins2-desc {
  margin-top: 6px;
  color: var(--flb-muted);
  line-height: var(--flb-lh-body);
  max-width: 520px;
  font-weight: 600;
  font-size: 13px;
}

/* features */
.flb-ins2-features {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.flb-ins2-features li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  color: var(--flb-text);
  font-weight: 700;
  font-size: 13px;
  line-height: 1.25;
}

.flb-ins2-features .flb-ico {
  width: 18px;
  height: 18px;
  border-radius: 999px;
  flex: 0 0 18px;
  display: inline-grid;
  place-items: center;
  font-weight: 900;
  font-size: 11px;
  color: #fff;
  margin-top: 1px;
}

.flb-ins2-features li.is-yes .flb-ico {
  background: var(--flb-icon-yes, #22c55e);
}

.flb-ins2-features li.is-yes .flb-ico:before {
  content: "✓"
}

.flb-ins2-features li.is-no .flb-ico {
  background: var(--flb-icon-no, #ef4444);
}

.flb-ins2-features li.is-no .flb-ico:before {
  content: "✕"
}

.flb-ins2-features li.is-no {
  color: var(--flb-muted);
  opacity: .95
}

/* prices bar */
.flb-ins2-prices {
  margin-top: 14px;
  border: 1px solid var(--flb-border);
  border-radius: 14px;
  background: var(--flb-soft);
  display: grid;
  grid-template-columns: 1fr 1fr;
  overflow: hidden;
}

.flb-ins2-box {
  padding: 12px 14px;
  display: flex;
  align-items: baseline;
  gap: 10px;
  font-weight: 800;
}

.flb-ins2-box+.flb-ins2-box {
  border-left: 1px solid var(--flb-border)
}

.flb-ins2-box span {
  color: var(--flb-muted);
  font-weight: 800;
  font-size: 13px;
}

.flb-ins2-box strong {
  font-size: 20px;
  font-weight: 900;
  letter-spacing: -.01em;
}

.flb-ins2-box em {
  margin-left: auto;
  color: var(--flb-text);
  font-style: normal;
  font-weight: 900;
  font-size: 13px;
}

.flb-ins2-box strong.is-red {
  color: var(--flb-danger);
}

.flb-ins2-box strong.is-green {
  color: var(--flb-success);
}

@media(max-width:900px) {
  .flb-ins2-grid {
    grid-template-columns: 1fr
  }

  .flb-ins2-prices {
    grid-template-columns: 1fr
  }

  .flb-ins2-box+.flb-ins2-box {
    border-left: none;
    border-top: 1px solid var(--flb-border)
  }
}